Chamber Member, Member Submission

Every time you touch your corporate profits, CRA takes a tax cut.

 

Salary? Tax cut. Dividend? Tax cut. Sell-off? Tax cut. Even when you pass away — one last tax cut, often close to 50%. 

For too many Canadian business owners, this is just “the way it is.” They earn, they save, they grow — and yet, in every chapter of life, the taxman shows up first. 

But here’s the real problem: you’re not just paying taxes — you’re bleeding wealth. 

 

The Hidden Cost of Every Dollar 

Let’s make this real.  

Take Maria, a business owner in Edmonton. She pulled $100,000 out of her corporation to pay herself. After personal taxes, only about $55,000 stayed in her pocket. Nearly half of her hard-earned profit disappeared before she could even use it. 

 

Then she thought, “What if I just invest the profits inside my corporation instead?” Bad news: passive investment income in a corporation is taxed at the highest rates in Canada.  

 

And when Maria eventually passes her estate on to her children? CRA could claim up to 50% again through estate taxes. This cycle isn’t just frustrating. It’s crippling the ability of business owners to build lasting wealth. 

 

The Better Way: Tax-Defying Growth 

Here’s what most accountants won’t tell you: there is a smarter, fully legal, CRA-approved way to protect and grow your money. 

It’s a strategy designed to:

• Grow your profits tax-free inside your corporation.
• Allow you to access cash personally — without paying personal tax.
• Shield your estate from losing half its value to CRA. 

 

This isn’t about loopholes or tricks. It’s about using well-established financial structures that Canada’s wealthiest business owners already rely on. 

 

Why You’ve Never Heard of It 

If you’re wondering, “Why hasn’t anyone told me this before?” you’re not alone. 

The truth? Most accountants only focus on compliance — filing your taxes, keeping your books straight, and telling you about salary vs. dividends.  

 

But very few dive deeper into strategic tax planning. And that’s why so many owners get stuck thinking they have no choice but to pay half their money to CRA every time they want to use it. 

The reality? The strategic tax planning requires specialized skills and experiences. Unfortunately, only a very few CPAs have expertise on it. 

 

Take Back Control 

Your business success shouldn’t be punished by endless taxation. You’ve worked too hard to build it, grow it, and protect it — only to see CRA take the lion’s share at every step. 

The smartest business owners? They refuse to settle. They’ve found a way to unlock cash without bleeding taxes — and that’s why their money works harder, faster, and smarter. 

 

You deserve to be one of them! 

It’s time to put a stop to the bleeding. 

 

Author: Bishwajit Barua, CPA, PMP. Book a confidential strategy session and discover how to legally reduce — even eliminate — unnecessary taxes. No pressure, no obligation. Just straight answers and strategies tailored to you. Call – (780) 218 8306